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Related resources
- Off-plan due diligence checklist (Dubai) — work through escrow, RERA, and SPA checks before you sign.
- Dubai off-plan investment guide — payment plans, delivery risk, and exit.
Common questions
- Is my Dubai off-plan payment plan fair?
- A fair plan typically spreads payments across construction milestones with a reasonable handover balance, clear escrow routing, and no heavy front-loading or punitive penalties. Our AI pre-check flags front-loaded schedules, missing escrow references, and aggressive post-handover terms — but it is an educational scan, not legal or financial advice. Book an independent review before you sign.
- What should I look for in an off-plan payment schedule?
- Check that percentages sum to 100%, instalments tie to verifiable construction milestones, funds route through RERA escrow, handover timing is realistic, and post-handover plans are capped and dated. Ask for written penalties, service-charge estimates, and DLD/Oqood cost assumptions.
- Can I upload a PDF payment plan for review?
- Yes — paste text from your brochure or SPA, or upload a PDF or image (PNG/JPEG). You get an instant preview summary free; enter your email to unlock the full milestone breakdown, red flags, and questions to ask the developer.
- Does this replace a lawyer or independent advisor?
- No. This tool is an educational pre-check only — not financial, legal, or tax advice. Use it to spot obvious issues before paying for a full SPA review or independent second opinion from a licensed advisor.
- Why do I need to enter my email for the full analysis?
- The preview covers your summary and top milestones. The full breakdown includes every red flag, cost estimate, and developer questions — we send it to you by email and an advisor may follow up if you want a human second opinion.
